na INLIS000000000002948 20251016113533 0010-1025000017 Modern banking in theory and practice / Shelagh Heffernan Heffernan, Shelagh xiv+454 hlm ; 25 cm Chichester : John Wiley & Sons, 1996 332.17 332.17 HEF m 0-471-96209-0 Banking Theory The banking world is changing rapidly. The strategic priority has shifted away from growth and size alone towards a greater emphasis on profitability, performance and value creation within the banking firm.