00672     2200181   4500001002100000005001500021035002000036245006300056100002300119300002500142260004300167082001100210084001700221020001800238650001200256650001100268520021100279INLIS00000000000294820251016113533  a0010-10250000171 aModern banking in theory and practice /cShelagh Heffernan0 aHeffernan, Shelagh  axiv+454 hlm ;c25 cm  aChichester :bJohn Wiley & Sons,c1996  a332.17  a332.17 HEF m  a0-471-96209-0 4aBanking 4aTheory  aThe banking world is changing rapidly. The strategic priority has shifted away from growth and size alone towards a greater emphasis on profitability, performance and value creation within the banking firm.